Credit Cards are one of the best way to get points fast in Australia. Here we will be reviewing some of the current cards on offer and letting you know which ones we are using.
Drew’s current go to card for accruing points is the Amex Qantas Ultimate Card. Which offers great sign up bonuses and useful features. Use this link to earn a 100k sign on bonus (plus Julie gets rewarded)
Previously, when travelling overseas, both Milton and Drew swore by the ANZ Travel Adventures VISA card which is one of a handful of Australian-issued cards that don’t charge an international transaction fee and still accrue points. However those points and travel credits end up with Virgin Velocity, with dubious value. A new alternative is the CommBank Ultimate Awards Credit Card, which we are trying out. It has a monthly fee that can be waived with a minimum spend.
We also review debit cards, an underrated way to access your own money when travelling. For totally fee free consider the Ubank Debit Card. If you are looking for more features there is the new $10 per month CommBank World Debit Mastercard or the NAB Platinum Visa Debit Card.
The advantage of these cards is that they allow you to access your funds with no domestic bank charges (think ATM access and 3% transaction fee) when travelling overseas.
In 2016 the Australian Government estimated 5.9m Australians travelling overseas every year. Imagine how much can be saved by choosing the right debit or credit card for your holiday expenses.
Updated June 2026 by Drew The CommBank World Debit Mastercard is one of the better travel debit cards available to Australians — but it’s also one of the most misunderstood. This review covers the 2026 reality: what the card actually…
I’m a big believer in knowing two numbers: how much you own, and how much you owe. For over twenty years I’ve updated a spreadsheet every six months — more recently a Google Sheet — with exactly that. Assets, liabilities,…
Updated August 22, 2025 by Drew Quick Verdict Despite a recent Qantas points devaluation and a higher forex fee, the ANZ Frequent Flyer Black remains one of Australia’s top-tier Qantas cards in 2025, thanks to its massive 130,000-point sign-up bonus…
Updated June 2026 by Drew The CommBank Ultimate Awards Credit Card is one of the better travel credit cards available to Australians — but it took a meaningful hit in October 2025 when CommBank removed most of its transfer partners.…
The HSBC Star Alliance Credit Card is unique in offering elite frequent flyer status solely through credit card spending and currently only available in Australia. In most other respects, the product is a fairly standard rewards credit card so our…
The St George Amplify credit card punches above its weight. It has a generous 150k Amplify point sign on bonus, good Krisflyer accrual rate at .75 points per dollar spend, two free Priority Pass lounge access visits and travel insurance…
The Australian edition of the Citi Premier Card is a solid rewards credit card with an effective earn rate of up to 1 airline mile per dollar. With frequent sign up bonuses and a suite of benefits including two Priority…
While many Australian credit cards now earn directly into Qantas Frequent Flyer or Virgin Australia Velocity, there are three key benefits to ‘warehousing’ your points with Amex. Membership Rewards is the points program for American Express credit and charge cards. …
Being aware of how often you can get a credit card sign up bonus from Australian banks is important to ensure you are maximising your points earning potential. We’ve previously written about how often you can apply for a new…
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